Need an appraisal for an FHA-backed mortgage? Call Kopaniasz Appraisals Inc.
The FHA retains of approved appraisers for each state - Kopaniasz Appraisals Inc. is on the roster of approved appraisers for CA. This indicates that we are certified and approved by the FHA to do appraisal reports for home loans backed by them. A portion of the continuing training our staff at Kopaniasz Appraisals Inc. undergoes deals precisely with decoding the FHA's documentation and their rules and procedures.
Contact us today if you need to get an appraisal done on an FHA-insured loan.
The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is secured by them. None of the money in the loan is provided by the FHA; what the FHA does is make sure that the loan is taken care of in case the borrower defaults on his or her loan obligations. Accessible to all consumers, FHA loan programs are formed to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.
Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA provides are acutely useful to consumers with less starting income.